Does Car Insurance Follow the Car or Driver in California?

A silver sedan and a dark SUV pulled over on a sunny California freeway after a minor fender bender. One driver is on the phone while the other photographs the damage. Bold text on the asphalt asks: “Does Car Insurance Follow the Car or the Driver?” — perfect illustration for a blog post about California auto insurance rules.

Picture this: I’m zipping down a California freeway, late for a dinner party, borrowing my best friend’s car because mine’s in the shop. Suddenly, a truck cuts me off, and—bam!—a fender bender. As I pull over, my stomach drops. Does car insurance follow the car or the driver in California? Am I covered, or am … Read more

What is an Assigned Risk Pool for Car Insurance? Your Complete Guide

My neighbor Sarah came by upset and confused last year when three insurance providers denied her request for an automobile insurance policy. As someone who’s worked with the world of insurance for over a decade, I immediately recognized what she needed to learn about: the assigned risk pool. What is an assigned risk pool for … Read more

Save Big: Top 10 Car Insurance Discounts for Good Students

Smiling student with report card earning car insurance discounts for good students in a sunny campus parking lot

Did you know that having good grades can save you money on car insurance? I discovered this while I was in college when I noticed that maintaining a B average reduced my costs. It was great to get good grades in school and save money! In this article, I will discuss car insurance good student … Read more